As African fintechs continue to innovate and provide solutions for millions of consumers across multiple countries in Africa, partnerships continue to be a fundamental need. With the right ones, dreams and goals become viable opportunities.

Flutterwave is excited to partner with YooMee Money to power its vision for a multi-functional payment services app by providing smooth integrations, multiple payment options, and secure transactions.

About YooMee Money

YooMee Money is a Cameroon-based financial services company that’s building a unified payment platform for businesses and individuals across West and Central Africa. It provides a range of payment services to its customers, who can create and operate online stores, make bill payments, send and receive money, and more. 

With product and customer expansion as a goal, it’s ever-important for YooMee Money to streamline how its merchants accept and manage payments across multiple channels, in one place.

What Was YooMee Money’s Challenge?

With YooMee Money’s big vision of creating a versatile payments app for its customers came some problems:

• Disconnected Payments: YooMee Money’s mix of payment method systems operated independently; this proved difficult for its customers to offer a smooth payment experience, and even harder for YooMee Money’s team to manage inflows from multiple channels in one place.
• Integration Complexities and Development: Building a coherent payment experience required YooMee Money to integrate several different providers, each with their own documentation and maintenance requirements. This resulted in long development cycles, increased technical overhead, and higher operational costs.
• High Transaction Costs: Without a centralized payment partner, processing fees across different channels and countries were inconsistent and often expensive. These high costs reduced margins and created inefficiencies as transaction volumes increased.
• Security and Compliance: As YooMee Money expanded across other African markets, it needed to ensure that transactions remained secure and compliant with local regulations. Managing fraud risks, validating transactions, and staying regulated across countries required a strong compliance and security engine; one that wasn’t difficult to maintain independently.

Why Flutterwave?

YooMee Money was in the process of building a “super-app”; a one-stop-shop, good-for-all app, for its users. At the core of this was a seamless, secure, multi-payment-channel app. However, one thing was missing: a partner to fully bring this app to life with much simpler payment operations.

Flutterwave was chosen to be that partner. Our API integration was the key to centralizing and simplifying YooMee Money’s previously complex process of accepting Mobile Money and card payments.

Flutterwave’s Solution: A Smooth Integration for YooMee Money’s App

Flutterwave stepped in, with our APIs, to fill the gaps in YooMee Money’s app; thereby streamlining the difficulty of accepting digital payments through various channels.

• Unified Payment Gateway: Flutterwave is providing YooMee Money with a single API that consolidates Mobile Money, cards, and bank payments into one gateway. This will drastically reduce operational complexity and ensure that merchants can accept all major payment methods easily.
• Seamless In-App Collections: YooMee Money is now able to embed fully functional payment collections directly in its super-app. Customers can now pay for services, fund wallets, and complete transactions without leaving the app, improving speed, convenience, and the overall user experience.
• Enhanced Security and Compliance: Flutterwave’s top-grade security and regulatory coverage across African markets ensure that YooMee Money’s transactions remain secure and compliant by default. This will give both YooMee Money and its customers confidence in their multi-market operations.
• Simplified Fund Settlement and Reconciliation: Flutterwave is helping unify payouts and settlement processes, giving YooMee Money clearer visibility into transaction flows and quicker access to funds. Automated reconciliation is reducing manual work and improving accuracy for both YooMee Money and its users.

Are You Ready to Take the Next Step for Your Business?

YooMee Money’s journey shows what’s possible when an ambitious fintech pairs its vision with a reliable and scalable payment infrastructure. By integrating Flutterwave into its system, YooMee Money is able to simplify its operations, deliver seamless in-app payments, and strengthen security, whilst expanding across multiple African markets.

For similar businesses, Flutterwave offers the tools, coverage, and reliability to help you scale with confidence. Whether you’re aggregating payment channels, reducing integration burdens, or enhancing security, Flutterwave is the partner to help you build and grow.

Does this sound like a solution you need? Contact us and let’s build it together!